Historical returns are no guarantee for future returns. Future returns will, amongst other things, depend on the market, the skill of the fund manager, the risk level of the mutual fund, and costs associated with subscription, management and redemption. Returns can be negative as a result of price decreases. Effective interest rates can change from day to day and are therefore no guarantee of return for the period for which they are calculated. Exchange rate fluctuations will affect the value of the fund if underlying investments are done in a currency other than the one in which the fund is listed. The company is not responsible for any damages or errors that are due to incidents that are beyond its control.
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